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Canada

Ottawa Β· CADΒ·Americas
low riskAAABank of Canada
AI Intelligence Summary

Canada faces an acute housing affordability crisis driven by rapid immigration-driven population growth colliding with restricted supply. The Bank of Canada was among the first G7 central banks to pause, signaling potential easing ahead of the Fed. Oil sands exports provide commodity resilience. However, household debt levels among the highest in the OECD and mortgage renewal cliffs represent significant financial stability risks. Productivity growth lagging the US is a persistent concern for long-run competitiveness.

1.10%
GDP Growth
2.80%
CPI Inflation
3.10%
Core CPI
5.80%
Unemployment
5.00%
Policy Rate
2.20%
Real Rate
106.40%
Debt/GDP
49.80
PMI
GDP Growth Rate
Annual real GDP growth (%)
Inflation (CPI)
Consumer price index annual change (%)
Monetary Policy Rate
Central bank benchmark rate (%)
Unemployment Rate
% of labour force unemployed
Full Indicator Dashboard
IndicatorValueStatus
GDP Growth1.10%moderate
Headline Inflation2.80%target
Core Inflation3.10%elevated
Unemployment Rate5.8%moderate
Policy Rate5.00%restrictive
Real Interest Rate2.20%tight
Yield Curve Spread-0.32%inverted
Debt / GDP106.4%high
Current Account-1.40%deficit
Fiscal Balance-1.80%deficit
PMI (Composite)49.8contraction
M2 Growth3.40%slow
Industrial Production0.40%growing
Trade Balance$12.4Bsurplus
FDI Inflows$44.2Bstrong
FX Reserves Coverage4.8 monthsmoderate